Alright you met Betina but this is my, Deb's, take on this. I think of her as my daughter but I also have a daughter. They are both bright young women with small children. I was that once. And also I agree that many of my thoughts begin with "if only" but at the same time I realize that is a useless term. What is done is done. It is however what has led us to this page. This idea. It is all about the money. Lately with the economy as rough as it is I need Money. but "IF ONLY" my husband had listened to me and not made some choices he has made I probably wouldn't be in such state of high anxiety. if....only.... Too late now the names on the dotted line. If only he could of been content...crap if maddock or whatever his name is could only of been content..if wall street moguls had been content.!!!!!! I was content. Now I'm scared. We were ok before he bought a house dragging me kicking and screaming into massive $$ trouble we didn't have. So having not worked in years I'm trying to learn something new. this...blogging. I confess don't see how this will help but Betina and I are going to work on this together. Tag teaming the kids 9 months 3, 4 and 5 years today. We tried to get "professional " help and maybe still will but he doesn't get the constant irruptions and chaos that is our life with kids. If only I had nice quiet still grandchildren who never fought or did anything naughty. As if if only actually meant anything, enough for now childhood calls, just not my childhood.